Loan Articles
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Pages: [1] [2] [3] [4] [5] [6]Finance - Mortgage-Refinance-Articles
A Mortgage and Bank Trick You Should Avoid at All Costs by Mark Barnes
Once you’ve purchased your home, you will begin to get correspondence from your lender about a “Mortgage Reduction Program,” in which you can cut years off your mortgage, without adding money to your payment. This is another trick bankers have to get you to give them your payment sooner, so they can hold it in escrow and make more money off of you.
Mortgage Loan Most Bankers Won't Give May Be Exactly What You Need to Buy or Refinance Your Home by Mark Barnes
A few years ago, a loan officer who worked for me was having a problem helping a customer. He was new to the business and had very little patience for problems (as you might have already guessed, he didn’t last very long). He told me the customer was a doctor, who had left a hospital job to open his own practice. He was trying to refinance a $300,000 home, but he could not show any current income.
Mortgage Broker or Assassin? A Banker Who Offers You This Loan May be Trying to Kill You! by Mark Barnes
What if a banker or mortgage broker told you he's loan you 25 percent above the value of your home? You might think it sounds great, but I sure hope you'd say no. This is a loan only the most money-hungry and unscrupulous loan officers will sell.
Know Your Mortgage Fees, and You'll Never Pay Too Much for Your Loan by Mark Barnes
If you buy new windows, you’ll not only pay for the windows, you will also pay an installation fee. When you purchase a car, you pay tax, title, assumption fee, etc. Just about every major purchase comes with extra costs or fees, and home loans are no different. Most people think they don’t have to pay costs on a loan, because they are paying interest on the loan (they figure this is their fee – a premium on the money). A mortgage, however, does not come free.
Understanding Mortgage Basics by David Gonzalez
What you need to know about mortgages.
Mortgage Soup by Scott Stewart
Finding the right mortgage refinance - how long are you planning to stay in your home?
Home Loans by Barry Stein
Buying a home remains the great American dream. Home ownership rates have been exploding in recent years, spurred on by the historically low interest rates in the home mortgage market. Home prices have been rising at far faster than inflation, especially in major urban areas such as San Francisco, San Diego and Chicago. This means that not only can that home you’ve always wanted put a roof over your head, but it can provide you with a great investment as well. For people new to the mortgage market, buying their first home starts with finding the best home loans.
Are You A Victim Of A Predatory Mortgage Foreclosure? by Kenneth DeLashmutt
Help is available to borrowers who have claims against their lenders for violating the Truth in Lending Act and other laws regulating credit transactions. Such violations may be a defense to a mortgage foreclosure. If there is a violation, you may be able to void the mortgage and apply 100% of your payments to principal. You may also be able to recover money damages.
How Homeowner Can Save Their Home From Foreclosure by Bob by Johnson
Drive around and see how many signs you see that says House for Sale. How many lease purchases do you see? How many abandon houses are on your street? Our country is up against the wall with delinq...
Securing a US Commercial Mortgage by Darren Yates
What's the most efficient way to secure a US commercial mortgage? and how do you avoid the potential mountains of paperwork?
Benefits of a Remortgage by John Mussi
There are many benefits in choosing a remortgage, some of which are listed below. A remortgage is changing your mortgage without moving your home.
Mortgage Elimination- A Horrible and Sure Way to Lose Your Home to Foreclosure by Herbert Addison
Herbert Addison, JD, a leading loss mitigation expert explains why mortgage elimination programs fail and why loss mitigation is the best and most proven method of stopping foreclosure.
How To Determine The Price Of Your Home by W. Troy Swezey
Why is it that some homes sit on the market for a year while others sell like hot cakes? Frustrated sellers will blame a bad market, while a good real estate professional will tell you that many tim...
Adjustable Rate Mortgages Offer Alternatives For Home Buyers by W. Troy Swezey
When looking for a mortgage to meet your needs, consider these key questions: Is your income expected to increase in the coming years? How long do you plan to live in your new home? And, which mor...
Comparing The True Cost Of Obtaining A Home Loan by W. Troy Swezey
Home buyers are often confused about where to begin in their search for a home loan. The process is usually narrowed down to finding which institutions provide the lowest settlement costs, but the d...
What Exactly is a Mortgage Broker and How Can He⁄She Help You Save Thousands on Your Mortgage? by Chris Rodriguez
A mortgage broker can help you save thousands over the life of your mortgage by finding you mortgage rates that are as low as 1% to 2% off the posted bank rates. They do all the work for you! Consider this option first when refinancing, renewing or getting a new mortgage.
5 Steps to Getting on Top of your Mortgage by Robert Scott
Loan Reduction Strategies to get on top of your Mortgage Repayments
A Guide to Selecting a Mortgage Broker in Australia by Robert Scott
Selecting a Mortgage Broker who will diligently look after your interests is the single most important step in buying a home.
"How Much Interest is Your Home Equity Earning?" by James Burns
Equity sitting in your home can be used to create large wealth.
Rates May Be Rising: Mortgage And Refinancing Preparation Made Simple For You by Jeffrey Broobin
Buying a home is probably the single largest investment most people make in a lifetime. by preparing yourself and your credit before a home purchase or refinance, you can ensure a smooth finance proc...
How Not To Be Ripped Off by Mortgage Brokers by Mark Harrison
Mortgage brokers working in the adverse credit market have had it easy for a while. The fees they charge can be at best be described as "slightly excessive" and at worst " a complete rip off".
Fees Paid To Brokers by Mortgage Lenders Are Far Too High by Mark Harrison
It seems the more bad credit your client has, the more a mortgage lender is prepared to pay the broker higher than normal fees. You see, in the world of adverse mortgages, the only one who doesn't win is the client.
The Top 5 Things You Must Know Before Applying for a Mortgage by Rob Sallay
Understand your options before approaching a mortgage lender.
6 Things to Consider Before Refinancing by Rob Sallay
Learn how to get the most benefit from refinancing your home mortgage.
Adjustable Rate Mortgage - How They Work? by Martin Lukac
The borrowers interest rate is determined initially by the cost of money and the time the loan is made. Once the rate has been set, and it is tied to one of several widely recognized and published indexes , and future interest adjustments are based on the upward an downward movements of the index.
Why It's Important to Get Pre-Approved by John Carle
Having a pre-approved mortgage will give you the confidence of knowing exactly what you can spend on a home before you start looking. You will also be protected against interest rate increases while ...
Choosing The Right Mortgage For You by John Carle
This article will help you understand the differences between a variety of mortgage options. There are many different mortgage products offered by the various lending institutions in Canada, so you m...
How To Save Thousands in Interest on Your Home Mortgage! by Sameer Panjwani
So you have a mortgage on your home or planning to get one? Here’s something to consider if you want to reduce your interest payment and save on thousands of dollars. Consider going in for a bi-weekly mortgage payment plan.
An Infinity Mortgage? by Jenny Barclay
Here in Spain the concept of a mortgage period of 20 or 25 years is something new. The general feeling by the banks is that want their money back more quickly than banks in countries in which they ar...
Mortgage Cycling – Brilliant or Risky by George Burk
Mortgage Cycling could save you thousands of dollars or it could cost you your home. Does mortgage cycling work as advertised? The answer is unequivocally yes – with a few caveats. I'm going to let you in on the secret to mortgage cycling.
Once you’ve purchased your home, you will begin to get correspondence from your lender about a “Mortgage Reduction Program,” in which you can cut years off your mortgage, without adding money to your payment. This is another trick bankers have to get you to give them your payment sooner, so they can hold it in escrow and make more money off of you.
Mortgage Loan Most Bankers Won't Give May Be Exactly What You Need to Buy or Refinance Your Home by Mark Barnes
A few years ago, a loan officer who worked for me was having a problem helping a customer. He was new to the business and had very little patience for problems (as you might have already guessed, he didn’t last very long). He told me the customer was a doctor, who had left a hospital job to open his own practice. He was trying to refinance a $300,000 home, but he could not show any current income.
Mortgage Broker or Assassin? A Banker Who Offers You This Loan May be Trying to Kill You! by Mark Barnes
What if a banker or mortgage broker told you he's loan you 25 percent above the value of your home? You might think it sounds great, but I sure hope you'd say no. This is a loan only the most money-hungry and unscrupulous loan officers will sell.
Know Your Mortgage Fees, and You'll Never Pay Too Much for Your Loan by Mark Barnes
If you buy new windows, you’ll not only pay for the windows, you will also pay an installation fee. When you purchase a car, you pay tax, title, assumption fee, etc. Just about every major purchase comes with extra costs or fees, and home loans are no different. Most people think they don’t have to pay costs on a loan, because they are paying interest on the loan (they figure this is their fee – a premium on the money). A mortgage, however, does not come free.
Understanding Mortgage Basics by David Gonzalez
What you need to know about mortgages.
Mortgage Soup by Scott Stewart
Finding the right mortgage refinance - how long are you planning to stay in your home?
Home Loans by Barry Stein
Buying a home remains the great American dream. Home ownership rates have been exploding in recent years, spurred on by the historically low interest rates in the home mortgage market. Home prices have been rising at far faster than inflation, especially in major urban areas such as San Francisco, San Diego and Chicago. This means that not only can that home you’ve always wanted put a roof over your head, but it can provide you with a great investment as well. For people new to the mortgage market, buying their first home starts with finding the best home loans.
Are You A Victim Of A Predatory Mortgage Foreclosure? by Kenneth DeLashmutt
Help is available to borrowers who have claims against their lenders for violating the Truth in Lending Act and other laws regulating credit transactions. Such violations may be a defense to a mortgage foreclosure. If there is a violation, you may be able to void the mortgage and apply 100% of your payments to principal. You may also be able to recover money damages.
How Homeowner Can Save Their Home From Foreclosure by Bob by Johnson
Drive around and see how many signs you see that says House for Sale. How many lease purchases do you see? How many abandon houses are on your street? Our country is up against the wall with delinq...
Securing a US Commercial Mortgage by Darren Yates
What's the most efficient way to secure a US commercial mortgage? and how do you avoid the potential mountains of paperwork?
Benefits of a Remortgage by John Mussi
There are many benefits in choosing a remortgage, some of which are listed below. A remortgage is changing your mortgage without moving your home.
Mortgage Elimination- A Horrible and Sure Way to Lose Your Home to Foreclosure by Herbert Addison
Herbert Addison, JD, a leading loss mitigation expert explains why mortgage elimination programs fail and why loss mitigation is the best and most proven method of stopping foreclosure.
How To Determine The Price Of Your Home by W. Troy Swezey
Why is it that some homes sit on the market for a year while others sell like hot cakes? Frustrated sellers will blame a bad market, while a good real estate professional will tell you that many tim...
Adjustable Rate Mortgages Offer Alternatives For Home Buyers by W. Troy Swezey
When looking for a mortgage to meet your needs, consider these key questions: Is your income expected to increase in the coming years? How long do you plan to live in your new home? And, which mor...
Comparing The True Cost Of Obtaining A Home Loan by W. Troy Swezey
Home buyers are often confused about where to begin in their search for a home loan. The process is usually narrowed down to finding which institutions provide the lowest settlement costs, but the d...
What Exactly is a Mortgage Broker and How Can He⁄She Help You Save Thousands on Your Mortgage? by Chris Rodriguez
A mortgage broker can help you save thousands over the life of your mortgage by finding you mortgage rates that are as low as 1% to 2% off the posted bank rates. They do all the work for you! Consider this option first when refinancing, renewing or getting a new mortgage.
5 Steps to Getting on Top of your Mortgage by Robert Scott
Loan Reduction Strategies to get on top of your Mortgage Repayments
A Guide to Selecting a Mortgage Broker in Australia by Robert Scott
Selecting a Mortgage Broker who will diligently look after your interests is the single most important step in buying a home.
"How Much Interest is Your Home Equity Earning?" by James Burns
Equity sitting in your home can be used to create large wealth.
Rates May Be Rising: Mortgage And Refinancing Preparation Made Simple For You by Jeffrey Broobin
Buying a home is probably the single largest investment most people make in a lifetime. by preparing yourself and your credit before a home purchase or refinance, you can ensure a smooth finance proc...
How Not To Be Ripped Off by Mortgage Brokers by Mark Harrison
Mortgage brokers working in the adverse credit market have had it easy for a while. The fees they charge can be at best be described as "slightly excessive" and at worst " a complete rip off".
Fees Paid To Brokers by Mortgage Lenders Are Far Too High by Mark Harrison
It seems the more bad credit your client has, the more a mortgage lender is prepared to pay the broker higher than normal fees. You see, in the world of adverse mortgages, the only one who doesn't win is the client.
The Top 5 Things You Must Know Before Applying for a Mortgage by Rob Sallay
Understand your options before approaching a mortgage lender.
6 Things to Consider Before Refinancing by Rob Sallay
Learn how to get the most benefit from refinancing your home mortgage.
Adjustable Rate Mortgage - How They Work? by Martin Lukac
The borrowers interest rate is determined initially by the cost of money and the time the loan is made. Once the rate has been set, and it is tied to one of several widely recognized and published indexes , and future interest adjustments are based on the upward an downward movements of the index.
Why It's Important to Get Pre-Approved by John Carle
Having a pre-approved mortgage will give you the confidence of knowing exactly what you can spend on a home before you start looking. You will also be protected against interest rate increases while ...
Choosing The Right Mortgage For You by John Carle
This article will help you understand the differences between a variety of mortgage options. There are many different mortgage products offered by the various lending institutions in Canada, so you m...
How To Save Thousands in Interest on Your Home Mortgage! by Sameer Panjwani
So you have a mortgage on your home or planning to get one? Here’s something to consider if you want to reduce your interest payment and save on thousands of dollars. Consider going in for a bi-weekly mortgage payment plan.
An Infinity Mortgage? by Jenny Barclay
Here in Spain the concept of a mortgage period of 20 or 25 years is something new. The general feeling by the banks is that want their money back more quickly than banks in countries in which they ar...
Mortgage Cycling – Brilliant or Risky by George Burk
Mortgage Cycling could save you thousands of dollars or it could cost you your home. Does mortgage cycling work as advertised? The answer is unequivocally yes – with a few caveats. I'm going to let you in on the secret to mortgage cycling.