Loan Articles
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Pages: [1] [2] [3] [4] [5] [6]Finance - Mortgage-Refinance-Articles
Bankers Don't Want You to Know That You Pay for Your No Cost Home Loan Forever by Mark Barnes
With mortgage rates continuing on a downward trend, the competition in the business is fierce. A day never passes that I don't hear some crazy advertisement about a new loan program that XYZ mortgage company has and no one else offers. One of the oldest programs remains steadfast in both its high profile and its duplicity. This program is the No Cost Home Loan -- the one bankers say is free, but you actually pay for as long as you have the loan.
Selling Your Business Note by Afra AmirSanjari
Why wait for payments on your note? In many parts of the country, business owners who sell their business must take back financing from the buyer in order for the sale to be consummated. The reason- banks and other conventional lenders are hesitant to lend money to fund business sales because of the high failure rates, especially in the arena of small businesses.
How Good a Deal Is Your Bank's Mortgage Insurance Plan? by Ivon T. Hughes
Mortgage Insurance is an add-on and profit center for the bank or the mortgage company. But is it something that our proud new house owner should buy from the mortgagor?
Are Biweekly Mortgages Really Worthwhile? by Jeanette Joy Fisher
Professor Jeanette Fisher explains the ins and outs of biweekly payments. Find out how you can save thousands of dollars and take 5-7 years off your mortgage--without paying excess fees.
A New Choice for Home Financing: Correspondent Lenders by Jeanette Joy Fisher
When you begin your search for a new home loan, one of the first things to consider is where you'll get the money. Your basic choices will be mortgage brokers and banks. There’s a third source of funding that combines the best of both--the correspondent lender.
Housing Bill - Changes in the Right To Buy Scheme by Nicola Bullimore
Third party companies have been making money by taking advantage of the current loopholes in the right to buy scheme. There is now a Right to Buy Housing Bill before the House of Lords containing proposals to prevent this happening which is due to become law during this parliamentary term.
Total Cost Of Credit vs Monthly Payments by David Wilding
Borrowers are so focused on the monthly payment for their debt they don't often know just how much that debt is costing them.
What is a Remortgage? by John Mussi
A remortgage is changing your mortgage without moving your home. Remortgaging is the process of switching your mortgage to another lender that is offering a better deal than your current lender there by saving money.
How a Commercial Mortgage Can Help Your Business by David Miles
Whether you're just starting out, or have an established company, a commercial mortgage or remortgage could be the key to the success of your business.
Mortgage Basics for First Time Home Buyers by David Cannell
Anyone planning to take out a mortgage for the first time will most likely find the job a little daunting, not least because the financial jargon can often be very difficult to make sense of.
How To Get a Mortgage If You're Self-Employed by David Miles
Getting a mortgage or remortgage if you are self-employed can be tricky. This guide explains how to do it.
Understanding a UK Commercial Mortgage by Darren Yates
In many ways a commercial mortgage is just like a residential mortgage in that you pledge real property as collateral against a loan to either buy or refinance that property. You can also receive a commercial re-mortgage and use it as a line of credit for any business purpose.
Understanding UK Bridging Finance by Darren Yates
Bridging finance is typically a short-term loan that a business uses to supply cash for a real estate transaction until permanent financing can be arranged. The word "bridge" conveys the fact that the loan is designed to get you over a temporary obstacle.
Understand a Real Estate Appraisal by Suzie Shannon
Nearly every real estate transaction requires a real estate appraisal. Most people don't understand what that is or why it's required. The buyer pays for it but is usually not the client in fact he⁄she is not even supposed to know who the appraiser is and is almost never told that they are entitled to a copy of the report
Mortgage Debt Elimination by Vincent Dail
Mortgage Debt Elimination, Learn How To Easily And Quickly Eliminate Your Home Mortgage in 5 to 7 years!
Mortgage Debt Elimination in 5 to 7 years! by Vincent Dail
Mortgage Debt Elimination, Learn How To Easily And Quickly Eliminate Your Home Mortgage in 5 to 7 years!
Free Home Equity Loan Information by Tim Gorman
Simple explanation that anyone can understand describing what home equity loans are and how they can be used.
Home Equity Loan Types by Tim Gorman
Simple explanation of the common types of home equity loans.
Reasons To Get A Home Equity Loan by Tim Gorman
Some common reasons why consumers obtain home equity loans.
The Zero Down 80⁄20 Mortgage by Matthew Allen
This is an excellent loan for those that are lacking the down payment required for other types of mortgages. The 80 20 mortgage is simply two loans for 100% of the purchase price. It is a first mort...
Mortgage Prepayment Penalties - Just Say No by Jakob Jelling
One of the most common terms found in a new home loan is a prepayment penalty. This type of penalty says that if the borrower pays off the loan early, commonly during the first five years of the loan...
Student Home Purchase Plan by John Carle
Tuition costs are climbing, housing costs are climbing, it seems like all the costs for students are climbing these days. Students can afford cost increases less than any other demographic in Canada....
Refinancing Your Home - How and Why? by Jakob Jelling
Chances are you may need a little extra money to get some work done around the home or perhaps your current interest rate is 7.5% and the prime interest rate is 6.0% there is a benefit to restart the...
Home Loan Applications Made Easy by Jakob Jelling
You have finally found the home of your dreams. You have searched all over and are ready to purchase it. Before you even make your offer you should seek out the financing first. In some cases, it is ...
Internet & Mortgage Calculations by Jakob Jelling
“You’ve been approved!” The words you have always wanted to hear when you filled out the home loan application. It swirls through your mind the opportunities and memories you will cherish in your new...
The Power of a Home Equity Loan to Pay Down Debt by Jakob Jelling
Households across the country are finding themselves in a similar situation. They lack the financial funds to make the necessary changes to their home and need to find a way to fund upgrades and elim...
Bad Credit? Qualify Yourself For A Zero Down Mortgage Loan by Nick Graziano
I decided to write this article today after closing a home purchase loan for a couple that had some major credit issues. They got into the house with ZERO down payment, and only had to bring $600 fo...
Home Mortgage Interest Rates: How to Compare by Brad Triggs
Whether you are looking to purchase your first home, sell your current home and purchase a new one, or you are wondering whether or not you should refinance your existing mortgage, it is beneficial to compare current home mortgage interest rates from several companies to be sure you get the best deal possible. They can be researched very easily online, and you can tailor your search to give you accurate rates based on the state that you will live in, whether you are buying or refinancing, and the amount of the loan.
Applying for a Home Loan by Jakob Jelling
Applying for a home loan may not be the most exciting way to spend your time, but if you are like many potential homeowners, it is probably a necessary evil. If you have some knowledge of the process...
5 Tips for Savvy Use of Your Home Equity Line of Credit by Tim Paul
Tapping your home's equity to pay college expenses, consolidate credit card debt or even to buy a new car or boat is common place. Many economists attribute the additional buying power afforded consu...
With mortgage rates continuing on a downward trend, the competition in the business is fierce. A day never passes that I don't hear some crazy advertisement about a new loan program that XYZ mortgage company has and no one else offers. One of the oldest programs remains steadfast in both its high profile and its duplicity. This program is the No Cost Home Loan -- the one bankers say is free, but you actually pay for as long as you have the loan.
Selling Your Business Note by Afra AmirSanjari
Why wait for payments on your note? In many parts of the country, business owners who sell their business must take back financing from the buyer in order for the sale to be consummated. The reason- banks and other conventional lenders are hesitant to lend money to fund business sales because of the high failure rates, especially in the arena of small businesses.
How Good a Deal Is Your Bank's Mortgage Insurance Plan? by Ivon T. Hughes
Mortgage Insurance is an add-on and profit center for the bank or the mortgage company. But is it something that our proud new house owner should buy from the mortgagor?
Are Biweekly Mortgages Really Worthwhile? by Jeanette Joy Fisher
Professor Jeanette Fisher explains the ins and outs of biweekly payments. Find out how you can save thousands of dollars and take 5-7 years off your mortgage--without paying excess fees.
A New Choice for Home Financing: Correspondent Lenders by Jeanette Joy Fisher
When you begin your search for a new home loan, one of the first things to consider is where you'll get the money. Your basic choices will be mortgage brokers and banks. There’s a third source of funding that combines the best of both--the correspondent lender.
Housing Bill - Changes in the Right To Buy Scheme by Nicola Bullimore
Third party companies have been making money by taking advantage of the current loopholes in the right to buy scheme. There is now a Right to Buy Housing Bill before the House of Lords containing proposals to prevent this happening which is due to become law during this parliamentary term.
Total Cost Of Credit vs Monthly Payments by David Wilding
Borrowers are so focused on the monthly payment for their debt they don't often know just how much that debt is costing them.
What is a Remortgage? by John Mussi
A remortgage is changing your mortgage without moving your home. Remortgaging is the process of switching your mortgage to another lender that is offering a better deal than your current lender there by saving money.
How a Commercial Mortgage Can Help Your Business by David Miles
Whether you're just starting out, or have an established company, a commercial mortgage or remortgage could be the key to the success of your business.
Mortgage Basics for First Time Home Buyers by David Cannell
Anyone planning to take out a mortgage for the first time will most likely find the job a little daunting, not least because the financial jargon can often be very difficult to make sense of.
How To Get a Mortgage If You're Self-Employed by David Miles
Getting a mortgage or remortgage if you are self-employed can be tricky. This guide explains how to do it.
Understanding a UK Commercial Mortgage by Darren Yates
In many ways a commercial mortgage is just like a residential mortgage in that you pledge real property as collateral against a loan to either buy or refinance that property. You can also receive a commercial re-mortgage and use it as a line of credit for any business purpose.
Understanding UK Bridging Finance by Darren Yates
Bridging finance is typically a short-term loan that a business uses to supply cash for a real estate transaction until permanent financing can be arranged. The word "bridge" conveys the fact that the loan is designed to get you over a temporary obstacle.
Understand a Real Estate Appraisal by Suzie Shannon
Nearly every real estate transaction requires a real estate appraisal. Most people don't understand what that is or why it's required. The buyer pays for it but is usually not the client in fact he⁄she is not even supposed to know who the appraiser is and is almost never told that they are entitled to a copy of the report
Mortgage Debt Elimination by Vincent Dail
Mortgage Debt Elimination, Learn How To Easily And Quickly Eliminate Your Home Mortgage in 5 to 7 years!
Mortgage Debt Elimination in 5 to 7 years! by Vincent Dail
Mortgage Debt Elimination, Learn How To Easily And Quickly Eliminate Your Home Mortgage in 5 to 7 years!
Free Home Equity Loan Information by Tim Gorman
Simple explanation that anyone can understand describing what home equity loans are and how they can be used.
Home Equity Loan Types by Tim Gorman
Simple explanation of the common types of home equity loans.
Reasons To Get A Home Equity Loan by Tim Gorman
Some common reasons why consumers obtain home equity loans.
The Zero Down 80⁄20 Mortgage by Matthew Allen
This is an excellent loan for those that are lacking the down payment required for other types of mortgages. The 80 20 mortgage is simply two loans for 100% of the purchase price. It is a first mort...
Mortgage Prepayment Penalties - Just Say No by Jakob Jelling
One of the most common terms found in a new home loan is a prepayment penalty. This type of penalty says that if the borrower pays off the loan early, commonly during the first five years of the loan...
Student Home Purchase Plan by John Carle
Tuition costs are climbing, housing costs are climbing, it seems like all the costs for students are climbing these days. Students can afford cost increases less than any other demographic in Canada....
Refinancing Your Home - How and Why? by Jakob Jelling
Chances are you may need a little extra money to get some work done around the home or perhaps your current interest rate is 7.5% and the prime interest rate is 6.0% there is a benefit to restart the...
Home Loan Applications Made Easy by Jakob Jelling
You have finally found the home of your dreams. You have searched all over and are ready to purchase it. Before you even make your offer you should seek out the financing first. In some cases, it is ...
Internet & Mortgage Calculations by Jakob Jelling
“You’ve been approved!” The words you have always wanted to hear when you filled out the home loan application. It swirls through your mind the opportunities and memories you will cherish in your new...
The Power of a Home Equity Loan to Pay Down Debt by Jakob Jelling
Households across the country are finding themselves in a similar situation. They lack the financial funds to make the necessary changes to their home and need to find a way to fund upgrades and elim...
Bad Credit? Qualify Yourself For A Zero Down Mortgage Loan by Nick Graziano
I decided to write this article today after closing a home purchase loan for a couple that had some major credit issues. They got into the house with ZERO down payment, and only had to bring $600 fo...
Home Mortgage Interest Rates: How to Compare by Brad Triggs
Whether you are looking to purchase your first home, sell your current home and purchase a new one, or you are wondering whether or not you should refinance your existing mortgage, it is beneficial to compare current home mortgage interest rates from several companies to be sure you get the best deal possible. They can be researched very easily online, and you can tailor your search to give you accurate rates based on the state that you will live in, whether you are buying or refinancing, and the amount of the loan.
Applying for a Home Loan by Jakob Jelling
Applying for a home loan may not be the most exciting way to spend your time, but if you are like many potential homeowners, it is probably a necessary evil. If you have some knowledge of the process...
5 Tips for Savvy Use of Your Home Equity Line of Credit by Tim Paul
Tapping your home's equity to pay college expenses, consolidate credit card debt or even to buy a new car or boat is common place. Many economists attribute the additional buying power afforded consu...